In response to the COVID-19 pandemic, and being deemed “essential business” by the governor of the state of Florida, we want to assure you, our loyal customers, that Pro Movers Miami has, and always will,put the safety of our team and that of our customers first and foremost. We are committed to following all best practices and guidelines for sanitation and for cleanliness, and are taking all of the necessary precautions as we proceed to service your move. To that end, extensive measures are being taken wherever possible to combat the spread of this virus, while still being safe and efficient as we continue to provide you with the first-class, five star moving experience that you have come to expect of us. Here are some of the proactive measures we’ve implemented and will continue to implement:

  • All estimates are being provided over the phone, virtually, on-line or via email until further notice.
  • Pre-move wellness checks for both our customers and our crew members, where all will be asked to advise us if you feel ill or suspect exposure to the virus. For our movers it would be mandatory that they stay home, and for our customers, moving services can be rescheduled, postponed or cancelled to mitigate risk, should that be necessary.
  • Our crews are equipped with gloves, disinfectant sprays/wipes and hand sanitizer for your protection and theirs.
  • We have put into effect social distancing measures, and although we have always valued the professionalism and respect that comes along with a good introductory handshake and a departing thank you, we ask for your understanding that for the safety and well-being of everyone, there’ll be no handshake or touching of any kind.
  • Upon arrival, our crew will still introduce themselves, walk through the home with appropriate social distance, begin to protect the home with all safeguards like floor runners, and door jams (as they always do), but in addition we ask you now (with all due respect), to please give them the appropriate space they need to safely and efficiently service your move and allow them space to do their job.
  • When available and appropriate, open doorways and windows to increase air circulation and ventilation.
  • We are also taking measures to sanitize the cabs and boxes of our trucks, as well as all blankets, pads, tools and equipment after each and every move to reduce any risk of cross-contamination.
  • It is our hope and our expectation that you will take the same precautionary measures that we are taking, and that will also sanitize and wipe down any and all exposed surfaces and furniture prior to our arrival. Anything that you can do to help keep our working conditions safe and sanitary for our men, is equally appreciated.
  • Owners / office staff will be working around the clock from home with complete access for our team and our customers via phone, email and text.

Again, thank you for choosing Pro Movers Miami, it is our sincere pleasure to serve you. Our Promise to you, and no matter what circumstances, is to continue to deliver the 5 stars moving service that our customers depend on. Should you need to reach us directly, please feel free, Text is always the quickest, and we are literally her for you 24/7.

Thank you, be well and stay healthy!

Do you need moving insurance?

Moving is a stressful process. It takes time, money and energy. And behind all that effort, you want to be sure your things arrive at your new spot safe and sound. Because if they don’t, all the energy you spent will mean nothing. Even professional movers can damage your things during the move. So, if you’re questioning yourself “Do you need moving insurance?” The answer is definitely yes, and in this article, you’ll see why.

All you need to know about moving insurance

No matter if you plan a DIY move or hiring some professionals like Pro Movers Miami to conduct your relocation, you need to ensure your belongings are safe and secured during the whole process. Moving insurance is not required, and moving companies offer a few types of coverage. But, people often don’t bother to research further. Usually, because they didn’t prepare the moving budget very well.

Calculator, accounting - First you need to know - do you need moving insurance?
Make sure you have enough funds for everything when it comes to moving!

In order to understand why do you need moving insurance, you should learn more about different types of damage coverage and insurance.

  • Value protection provided by moving companies.
  • Third-party moving insurance.

Can your mover sell you insurance?

The very first and most important thing you need to know is that moving companies can’t sell moving insurance. But under federal law, they are required to provide valuation options. Here are the three different options available to you:

  • Basic coverage or released value protection.
  • Full value protection.
  • Additional coverage.

Basic coverage or released value protection

Now that you understand why do you need moving insurance, let’s see your options. The moving company gives both basic and full value protect insurance. Released value protection is a reimbursement option that is set 60 cents per pound. This means that the movers will set the value of your total move by the weight. Therefore any damages caused by, for example, improper packing of glassware and fine china will be refunded less than a dollar per pound. Even though this coverage option is free and has to be in the overall cost, it might not be the best option for anyone who plans on moving expensive and breakable items.

insurance checklist
If you have enough funds, then you can get moving insurance. And you don’t have to worry about your belongings.

Full value protection

Another coverage option that moving companies have to offer is full value protection or the full replacement value. With this coverage option moving companies have 3 choices when it comes to the way of the reimbursement. However, important fact here is that the movers get to choose which coverage they’ll provide.

  1. A moving company can choose to repair your belongings rather than to pay off for the damages.
  2. A moving company can choose to replace damaged items with ones of comparable value. Therefore, your household items will be replaced not with brand new ones but rather with an item of similar value.
  3. Your mover can pay off for the damages. Keep in mind that this option only means that they will pay off the amount the is sufficient to repair your items. Not buy new ones.

Additional coverage options

Even though moving companies can’t sell you moving insurance, they can offer some additional coverage options. Extended mover’s coverage may allow you an option to set an amount per pound for your belongings. Some moving companies also offer additional coverage. Called assessed value coverage. This option is quite similar to the extended mover’s coverage. However, with an assesses the value you can set the amount per value rather than weight. Therefore you will be able to protect valuable belongings that don’t weight much.

Third party insurance

In order to make sure your belongings stay safe and intact you can consider some additional options as homeowners policy and third-party insurance. A homeowners policy can cover only around 10% of the overall value of your items. However, even so, get more information from your insurance agent. One of the best long distance moving tips is to get relocation insurance from a local insurance agency. Therefore you can have a total loss coverage. This option can also protect you in a case of fire or water damage.

calculator, accounting
Make sure you pay attention to everything about moving insurance.

Do you need moving insurance to protect your belongings?

So you know the response to the question “Do you need moving insurance?” But how are you going to protect your items? The best way to do so is to hire a reliable and reputable mover. With the help of professional movers who have the necessary experience and skills, you will avoid any damages and moving scams. When searching for the right mover be sure to research the moving companies in your area. That’s why you need to know how to choose a reliable moving company. Also, you can contact the most reputable movers and do additional research.

What is valuation?

You get why do you need moving insurance and what do insurance cover. Now let’s see what is valuation. Valuation is the amount of liability a moving company takes in case your belongings get damaged during transportation. Coverage undervaluation is much more limited than insurance. Usually, valuation refers only to how much a company will reimburse you on an item. Different moving companies offer different types of valuation. Two most popular forms of valuation are released value protection and full-value protection. Again, under federal law, moving companies are obliged to offer valuation options. All moving companies offer some kind of valuation policy. But to see what a specific company offers, you’ll have to peruse its website or give them a ring.

The big question – Do you need moving insurance?

This all depends on how pricey and valuable your goods are. And if you want insurance overvaluation. For example, if you live in Florida and are moving during prime hurricane season, it might make more sense to go with insurance. Because it protects against water damage. But, if you’re moving locally and your concern is less about unpredictable weather and more about a mover damaging your belongings, you’re probably better off going with a valuation option.